Interest-Free Loans Announced By KP Govt For Apna Ghar Housing Scheme!
The KP government has launched the Ehsaas Apna Ghar Program to meet the housing needs of households in Khyber Pakhtunkhwa. With the scheme, low-income families can construct or renovate their homes with interest-free loans worth 1 lakh to 15 lakhs. Their houses can also be enlarged if necessary.
Moreover, the Chief Minister of KP, Ali Amin Gandapur, has also announced the release date for these programs, which is December 1, 2024. So if you have any doubts about the KP government ghar housing scheme, please follow this guide carefully!
Also Read: 8171 CNIC Check Online
KPK Updates for Ehsaas Apna Ghar Program
In 2024, the Khyber Pakhtunkhwa Government will allocate 3 billion rupees to the KP housing scheme. The KP government has initiated the Ehsaas Apna Ghar Program, which is similar to the Punjab government’s Apni Chat Apna Ghar scheme. It provides interest-free loans for the launching of new businesses or the expansion of existing ones. The loans will need to be repaid over a period of 10 years by the KPK government in manageable installments.
Sardar Amin Ali Khan Gandapur, the Chief Minister of the KP state, reviewed the progress of the launch of various programs, including the Ehsaas Youth Employment Scheme, the Ehsaas Skills Programme, and the Ehsaas Employment Program.
Eligibility Criteria for the Ehsaas Apna Ghar Scheme
Khyber Pakhtunkhwa (KPK) government has stipulated the eligibility criteria for the Apna Ghar program to select eligible beneficiaries who are eligible to receive loans to build their houses. The criteria to be eligible are listed below.
Documents Required for the KP Apna Ghar Program:
The applicant must have:
- CNIC Copy
- Home Ownership.
- Household utility bills.
- Photos of the house (if I want to add more rooms).
- FRC Certificate.
- Income Proof (bank statements).
Khyber Pakhtunkhwa Ehsaas Apna Ghar Program 2024 registration:
8171 Ehsaas Program registrations will be activated across all districts of Khyber Pakhtunkhwa as soon as Ehsaas initiatives are launched by the Government of Khyber Pakhtunkhwa. In order to be eligible for the Ehsaas Program, residents must stay connected through official resources.
Other three initiatives of the KP Government include:
Khyber Pakhtunkhwa government announces three more loan assistance programs for young skilled persons and entrepreneurs.
Youth Ehsaas Naujawan Rozgar Scheme:
For the Ehsaas youth employment program, the Ehsaas Naujawan Rozgar Scheme was developed. Under this program, young people will have access to lenient loans between one million and ten million rupees to start their own businesses, with priority given to groups of three to four skilled adolescents.
Ehsaas Rozgar Program:
The Ehsaas Rozgar Scheme will provide interest-free loans of up to Rs 200,000 for starting or expanding small businesses with the support of the Welfare Organisation.
Ehsaas Hunar Program:
Those who hold diplomatic/graduate certificates from technical or occupational institutes will be able to get loans of up to 500,000 under the Ehsaas Skills Program.
Zakat-funded wedding programmes for deserving daughters:
Using Zakat funds, the meeting also resolved to arrange mass wedding programs for eligible daughters of eligible households. As well as emphasizing the importance of holding such wedding functions, the Chief Minister instructed that all preparations for these weddings should be carried out promptly. A large-scale program should be organized at divisional headquarters, and a mass wedding event should be held at district level as well, he said.
In Conclusion:
The upcoming Ehsaas Apna Ghar Program, along with other youth-focused schemes, seeks to address the needs of low-income families in Khyber Pakhtunkhwa. The program will provide interest-free loans ranging from 1 lakh to 15 lakhs to eligible individuals for home construction or renovation. Additionally, initiatives such as the Ehsaas Naujawan Rozgar Program, Ehsaas Skills Program, and Ehsas Youth Employment Program will be introduced to promote social and economic empowerment among young people in the region. The meeting also announced plans to utilize zakat funds for the weddings of qualifying households’ daughters. These initiatives are set to launch on December 1st, 2024 and are expected to effectively meet the needs of KPK residents.