Interest-Free Loans For Families Earning Less Than 60,000 Rs | Apply Online For Your Own House

Punjab province’s eligible families who do not own a home and pay a high rent each month can now apply for a house on a plot of land of over 3 acres where they can live forever if they meet the eligibility criteria. According to the Punjab Chief Minister’s latest Apna Ghar Apni Chat Scheme, people can apply online and offline for free bookings of houses with interest-free loans if they want to build their own homes.

Apna Ghar Apni Chat Scheme Apply Online - 2024

Learn how people are registering online through the Web Portal in this article and if you want to know more about its installments and down payments, read this article to the end.

Also Read: 8171 Ehsaas Check Online Via CNIC

Apna Ghar Apni Chat Scheme Apply Online – 2024

Punjab Chief Minister Maryam Nawaz introduced the “Apni Chhat Apna Ghar” housing scheme on Wednesday. In four and a half years, this program will provide 100,000 affordable homes across the province with three implementation models. It will provide affordable housing with affordable installment plans and a streamlined application process.

The CM Apna Ghar Apni Chat Scheme can be applied for online or via a contact number provided by Maryam Nawaz.

Visit https://acag.punjab.gov.pk/ to apply online for the CM Housing Scheme

Using the Government’s new website, you can apply online by following these steps:

  • First of all, you need to visit the given link for your online application: https://acag.punjab.gov.pk/
  • You must click the Register Button on the top left side of this page once you land there.
  • You will then be presented with a complete new application form that needs to be filled out online with all the necessary information.
  • Press the Register button once you have filled out the columns
  • In order for your registration to be processed by the government.

In addition to this procedure, government has also devised an offline method for those who are not educated or cannot apply online.

Use your phone number to apply for Apna Ghar Apni Chat

Here is another way to apply offline for the Maryam Nawaz housing scheme through their official phone number:

0800-09100

You can get all the information related to the Apna Ghar Apni Cat Scheme and register as a new house applicant by calling this number.

Also Read: Maryam Ki Dastak App Online Booking

Eligibility Criteria For Apna Ghar Apni Chat Scheme

The government will only offer interest-free loans to Punjab residents who meet the following eligibility criteria:

  • NADRA records indicate that the applicant is ahead of his/her beta (nucleus) family.
  • According to the applicant’s CNIC, he/she is a permanent resident of Punjab.
  • The applicant is the sole owner and possessor of a parcel of land measuring 5 Marla or less in urban areas and 10 Marla or more in rural areas across Punjab as of the date of online application submission.
  • An applicant should not have a criminal record such as convictions for anti-state, anti-social, or heinous crimes.
  • An applicant should not be in default on any loan from a financial institution, bank, etc.
  • Applicants must live in a household with a PMT score of 60 or less to be registered with the National Socio-Economic Registry (NSER).

Families earning less than 60,000 rupees per month can apply for interest-free loans

“Those who take the loans will have to pay a maximum monthly installment of Rs14,000,” the chief minister said, adding that the first three months would be free.

The woman explained, “I have set the installments at Rs 14,000 because people need food and medicine, a monthly budget, and school fees for their children.”

In conclusion

In conclusion, the CM Apna Ghar Apni Chat Scheme is a significant opportunity for low-income families in Punjab to own a home without the burden of interest. Families earning less than 60,000 rupees can easily apply and secure their future with both online and offline applications.

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